Atlantic Coast Life | Transforming the Agent & Consumer Experience

TRANSFORMING THE AGENT
& CUSTOMER EXPERIENCE

Built on a completely redesigned application process, our brand new Medicare Supplement product features True Point-of-Sale Underwriting, Instant Issue Application Approval, Live Review Underwriter Access, and Telephone Signature capabilities. These state-of-the-art technologies are all driven by our responsive eApp system and combine to create an unparalleled agent and customer experience. Our system features a built-in underwriting engine that is able to generate a decision within seconds of submission so that obtaining coverage for your clients has never been easier. Take the headache out of the application and underwriting processes with Atlantic Coast Life’s Medicare Supplement products.

A NEW ERA OF MEDICARE
SUPPLEMENT INSURANCE

INSTANT ISSUE™
APPLICATION APPROVAL

Open Enrollment applications are processed and approved instantly.

states

TRUE POINT-OF-SALE™
UNDERWRITING

Underwriting decisions are truly made at the point of sale.

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LIVE REVIEW™
UNDERWRITER ACCESS

Speak with an underwriter anytime during business hours.

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TELEPHONE SIGNATURE
CAPABILITIES

Sign the application 24/7 with telephone signature capabilities.

states

In Good Order (IGO) Open Enrollment applications are processed and approved instantly. The policy then becomes active once the initial premium is received and is in-force. Save time and simplify the application process for you and your Medicare Supplement clients in Open Enrollment with Instant Issue™ Application Approval.

Our True Point-of-Sale™ Underwriting engine combines with the powerful FireLight™ eApp platform to create an underwriting experience that truly happens at the point-of-sale. Underwriting decisions are generated within seconds of submission, and applications that meet underwriting requirements are approved instantly! Save time and eliminate headache for you and your Medicare Supplement clients with True Point-of-Sale™ Underwriting.

In the event an application requires further review upon submission, Live Review™ Underwriter Access allows you to call and speak directly with an underwriter to complete the underwriting process, Monday through Friday, 7 a.m. to 5 p.m. MT. An underwriter will determine the applicant’s eligibility status over the phone and if approved will give the applicant their policy number.

We understand it isn’t always possible to complete the application process face-to-face with your clients. Instead of driving long distances to meet clients or mailing the completed application back and forth to collect signature(s), you can simply call into our toll-free line 24/7 to complete the application process with your client, right at the point of sale.

INSTANT ISSUE™
APPLICATION APPROVAL

Open Enrollment applications are processed and approved instantly.

states

In Good Order (IGO) Open Enrollment applications are processed and approved instantly. The policy then becomes active once the initial premium is received and is in-force. Save time and simplify the application process for you and your Medicare Supplement clients in Open Enrollment with Instant Issue™ Application Approval.

TRUE POINT-OF-SALE™
UNDERWRITING

Underwriting decisions are truly made at the point of sale.

states

Our True Point-of-Sale™ Underwriting engine combines with the powerful FireLight™ eApp platform to create an underwriting experience that truly happens at the point-of-sale. Underwriting decisions are generated within seconds of submission, and applications that meet underwriting requirements are approved instantly! Save time and eliminate headache for you and your Medicare Supplement clients with True Point-of-Sale™ Underwriting.

LIVE REVIEW™
UNDERWRITER ACCESS

Speak with an underwriter anytime during bussiness hours.

states

In the event an application requires further review upon submission, Live Review™ Underwriter Access allows you to call and speak directly with an underwriter to complete the underwriting process, Monday through Friday, 7 a.m. to 5 p.m. MT. An underwriter will determine the applicant’s eligibility status over the phone and if approved will give the applicant their policy number.

TELEPHONE SIGNATURE
CAPABILITIES

Sign the application 24/7 with telephone signature capabilities.

states

We understand it isn’t always possible to complete the application process face-to-face with your clients. Instead of driving long distances to meet clients or mailing the completed application back and forth to collect signature(s), you can simply call into our toll-free line 24/7 to complete the application process with your client, right at the point of sale.

SUPERLATIVE SERVICE. OUTSTANDING OPPORTUNITIES. BEACON OF INTEGRITY.

Atlantic Coast Life Insurance Company is a premier provider of health, life, and annuity products for families throughout the nation. With products that are flexible and competitive, we are able to meet the needs of our clients. We pride ourselves on staying attuned to the needs of our clients by listening to each individual and giving them choices that best fit their situation. Our honest and refreshing approach is what has made Atlantic Coast Life successful since 1925.